Visit our quote page and enter your car details, driving record, and location. Our system generates a tailored quote within minutes with clear plan options—no hidden charges or pushy calls.

Point Drives covers liability, collision, and comprehensive protections. Optional add-ons include medical payments, uninsured motorist coverage, roadside assistance, rental reimbursement, and GAP insurance, fully customizable for your needs.

Yes! Change deductibles, add extra protections, or update your coverage online or via our app anytime—without waiting on hold.

Absolutely. Our policies are licensed nationwide, automatically compliant with state-specific regulations and local risk factors.

Discounts include safe driver, multi-vehicle, good student, bundling with renters or home insurance, low mileage, and vehicle safety features. Applied automatically when you qualify.

Submit claims 24/7 via your account or app. Upload your documents, and our team starts processing immediately. Most claims resolve in 3–5 business days with updates along the way.

GAP insurance covers the difference between your car’s value and your loan balance if your vehicle is totaled. Recommended for leased or financed cars that depreciate quickly.

Coverage requires an insurable interest. For family or other cars, our advisors can guide you to ensure legal and proper protection.

Yes, with our Rideshare Endorsement, you’re protected while driving for Uber, Lyft, DoorDash, and other platforms, bridging gaps between personal and app coverage.

You can cancel without penalties. Any unused premiums are refunded prorated. Our goal is simple, fair, and flexible coverage.